Services bancaires de base
Agency Banking
Déployez un réseau d'agents bancaires tiers — épiciers, pharmaciens, points de vente — pour offrir vos services partout, sans investissement immobilier.
20x Moins cher qu'une agence
100+ Agents déployables en 1 moisCanaux de collecte
2G Réseau minimum suffisant
EN UN MOT
Étendez votre réseau sans construire d'agence
Bénéfices clés
Pourquoi activer ce module
Cas d'usage concrets
Étendez votre réseau sans construire d'agence
Découvrez comment des institutions comme la vôtre utilisent concrètement ce module au quotidien.
Réseau d'épiciers-agents
50 épiciers de quartier deviennent des points de dépôt/retrait. Vos clients trouvent un service à 500 mètres de chez eux.
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Agent en zone rurale isolée
Un commerçant d'un village enclavé devient l'unique point bancaire de sa communauté, accessible à pied.
Collecte terrain d'une IMF
Des agents mobiles collectent les remboursements hebdomadaires directement chez les clients, sans manipulation d'espèces.
Fonctionnalités
Ce que le module fait concrètement
Toutes les fonctionnalités disponibles dans le module Collecte journalière d'AliansBank.
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Dépôt client direct sur compte
L'agent encaisse les espèces et crédite instantanément le compte du client, avec émission d'un reçu numérique horodaté et géolocalisé.
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Retrait client direct sur compte
L'agent remet les espèces au client après débit immédiat du compte et confirmation par code PIN ou empreinte.
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Versement des commerciaux
Les commerciaux terrain reversent leurs collectes d'espèces via l'application agent, avec réconciliation automatique côté back-office.
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Transfert international sortant
L'agent initie des transferts sortants vers le Nigeria, la Zone UEMOA, la Zone SEPA, la Chine ou l'Inde pour le compte de ses clients, directement depuis le point agent.
Transfert local
Envoi de fonds vers tout bénéficiaire local depuis le point agent, avec confirmation immédiate et reçu numérique.
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Interopérabilité GIMAC
Retrait aux GAB GIMAC, transferts CEMAC vers banques et wallets partenaires, accessible directement depuis l'application agent.
Paiement de factures
L'agent encaisse les paiements de factures ENEO, Canal+, crédit téléphonique et forfait internet pour le compte de ses clients.
Compatibilité
Disponible pour toutes les cibles
Le module Comptes avec KYC en ligne est accessible quelle que soit la maturité technologique de votre institution.
